About Us
INTRODUCTION
Who We Are
With over 3 decades of expertise, we specialize in management of Non- Performing Assets (NPAs), restructuring debt and reviving businesses. We also assist in Debt syndication covering wide array of loan services including discounting of Letter of Credit (LC) and Bank Guarantee (BG) offering 100% fund availability.
INTRODUCTION
Who We Are
With over 3 decades of expertise, we specialize in management of Non- Performing Assets (NPAs), restructuring debt and reviving businesses. We also assist in Debt syndication covering wide array of loan services including discounting of Letter of Credit (LC) and Bank Guarantee (BG) offering 100% fund availability.
WE ARE THE BEST
We Are The Best In Financial Recovery & NPA Management
We proudly serve institutions such as the Mumbai District Central Co-operative Bank and various nationalized banks, providing guidance in legal and financial restructuring processes.
Properties Saved
Clients benefited
Consultations Delivered
Our Expertise
Driving Business Recovery With Proven Strategies.
At NPA Consultants, we empower stressed and NPA-tagged businesses with strategic financial, legal, and operational solutions. Our team combines expertise in NPA resolution, debt restructuring, IBC and DRT processes, and business revival to help companies regain stability and move toward sustainable growth.
CALL TO ACTION
Take Your First Positive Step With Us
We understand the pressure borrowers face from banks, recovery agents, and mounting debts.
Our role is to stand by you, protect your rights and work out the best possible solution.
Frequently Asked Question
Your Questions About NPA Answered
Our FAQ section provides clear insights into managing NPA pressure, understanding your legal rights, and exploring effective ways to regain financial stability. Here, you’ll find all the essential information and expert guidance you need simplified and explained in one place.
Do not make any commitments on assumption and in absence of any clear roadmap
Do not increase your debt trap
Do not rely on verbal assurances
Do not neglect any notices issued. reply suitably
Avail timely professional aid to handle it
Seek timely professional aid for replying to the notices issued, initiate legal proceeding for any illegal action, save mortgaged assets, and for any other banking, legal or financial issues.
Yes, there should be a good buisness proposition backed by security
Yes. The banker shall assess the realisable value of the security charged/ other attachable assets and net worth of the borrower/ promoters/guarantors. present status of the borrower unit/ company and its financial performance while working out the ots. we make you eligible for getting the best settlement terms.
When there is a default in repayment obligations by the unit (company/individual) to the lender even when it has the capacity to honour the said obligations. There is deliberate intention of not repaying the loan, amounts to wilful default. The funds have been diverted or have been siphoned off and not been utilised for the purpose for which it was availed. When the asset bought by the lenders’ funds have been sold off without the knowledge of the bank/lender.In such cases Lenders can classify as WILFUL DEFAULT
Major Consequences:
- No additional facilities should be granted by any bank / FI to the wilful defaulters. In addition, the promoters of companies where banks/FIs have identified siphoning / diversion of funds, misrepresentation, falsification of accounts and fraudulent transactions would be debarred from institutional finance and floating new ventures for a period of five years from the date the name of the wilful defaulter is published in the list of wilful defaulters by the RBI;
- Publication of photographs of wilful defaulters (on a case to case basis) in newspapers;
- Criminal proceedings against wilful defaulters,
- Under section 29A of the Insolvency and Bankruptcy Code, 2016, a wilful defaulter cannot be a resolution applicant.